| If Verifile has
been employed to conduct a CV Verification & Background
check on you, don’t worry. This is a standard and routine
process that many employers engage to help them make better
recruitment decisions and find the right candidates for each
vacancy. By using Verifile, organisations can also help to
create a safer and more open working environment, reducing
identity fraud and rewarding honest candidates.
However, we always advise employers to use our services in
conjunction with information and impressions gleaned at interview.
That way they make smart and rounded recruitment decisions.
We have a comprehensive privacy policy in place to protect
you and safeguard any information that we receive.
Read our Privacy
Policy now.
We do not conduct any checks without first getting
the full written permission of the candidate in question.
If you have any queries, simply take a look at our Frequently
Asked Questions below to see if they are answered there. If
they are not, simply Contact
Us.
Q: What checks exactly
do you perform?
Q: Will I be informed of the
results of the checks — and if so, how?
Q: Does a CV search leave a
footprint on my credit file?
Q: What happens if I dispute
the information given by an organisation or referee?
Q: What happens if I have a
dispute on a credit report?
Q: How does the Criminal Records
Check work?
Q: How do I complete a disclosure
application form in conjunction with a Criminal Records Check?
Q: What checks exactly do you perform?
A: We can conduct a broad and comprehensive number of checks
as listed below, although we may not be asked to perform all
of them for your particular job application. We will tell
you precisely which checks we are carrying out when we request
your consent.
Financial and Identity Check Obtains a Credit
Report from Experian and verifies your identity to guard against
identity fraud
Secondary Education Qualifications Check
Verifies your qualifications with the relevant institutions
Higher Education Qualifications Check
Verifies your qualifications with the relevant institutions
Professional Membership Check Verifies your
professional memberships with the relevant associations
Employer Reference Check Confirms past work
experience including reasons for leaving, where available
Personal Reference Check Obtains personal
references from sources provided by you
Criminal Record Checks Checks with the Criminal
Records Bureau to establish the existence of any criminal
records
Q: Will I be informed of the results
of the checks — and if so, how?
A: We recommend that you request that your prospective employer
gives you a copy of the results. They will receive an Interim
Credit Report and a Final Report by email, which they could
then forward to you or print out. Alternatively, you can request
a copy from us for a £10 administration charge.
Want to see what these reports look like?
Simply download samples now…
Interim Credit Report
Final Report
Q: Does a CV search leave a footprint
on my credit file?
A: Yes, however, the footprint — which we have to leave
by law — is only visible to the individual on their
credit file. It is not seen by any other companies and therefore
is not taken into account when assessing them for future credit
requests.
Q: What happens if I dispute the
information given by an organisation or referee?
A: You are advised to contact the relevant organisation or
individual directly. We strongly advise that you to notify
your referees and past employers in advance that Verifile
will be contacting them.
Q: What happens if I have a dispute
on a credit report?
There is a variety of information held on your credit report
from a variety of sources. If any of it is wrong, it could
affect your ability to get credit.
Here's how to correct the information held on your report:
The electoral roll
Verifile only uses the edited version of the Electoral Roll,
so if you have chosen to opt out of being listed on it, as
is your right, our report will state that you are NOT on the
Electoral Roll.
If you have registered to vote and your credit report does
not show this, please contact the credit reference agencies
listed at the bottom of this article and they will investigate
the matter. Please note that registration for the Electoral
Roll is conducted in August each year, but our register may
not be updated until the end of April in the following year.If
you have not registered to vote, you may want to contact your
local authority about filling in an electoral registration
form.
If you move home you can tell your local authority who will
tell credit reference agencies about your change of registration
in the course of the year.
Court judgments
If you believe a county court judgment has been recorded incorrectly,
you should contact the county court, quoting the case number
included on your report. If the judgment was recorded incorrectly
the county court will alter their records. Credit reference
agencies are told about any such changes within four weeks,
but if you give them original court documents, in the form
of a Certificate of Satisfaction or Cancellation, they may
be able to change their sooner if necessary.
If you have paid a Scottish Decree, you should send Registry
Trust (address below) a receipt or a letter from your creditor
(known as the pursuer) to confirm your payment.
If you write to Registry Trust Ltd questioning the accuracy
of a judgment recorded on your report, asking for an entry
to be changed, you should send a cheque for £4.50 to
cover their search fee. They will then tell the credit reference
agencies about any change to your report.
For judgments made in Northern Ireland, if you provide documents
from a plaintiff to confirm a payment, the agencies will change
their records. If you have any questions about the accuracy
of a judgment recorded on your report, contact the court concerned.
Registry Trust Ltd.
173-175 Cleveland Street
London W1P 5PE
Bankruptcies
If a bankruptcy order against you is annulled (cancelled)
or discharged (that is, you have met all terms), you should
send a copy of the Annulment Certificate or Order of Discharge
to the credit reference agencies. They will then update their
records. If your bankruptcy has been annulled they should
completely remove any record of it from your report. If your
bankruptcy has been discharged a record of it will be kept
on your report but it will show that it has been discharged.
Voluntary arrangements
If you have any questions about a record of a voluntary arrangement
you should contact the supervisor who dealt with your case.
If you send documents from the supervisor to confirm that
the information on your report needs to be changed, the agencies
will change their records.
Linked addresses
Links between your previous addresses, or any addresses you
may use for correspondence, may be listed on your credit report.
The link will only be broken when the reference agencies are
asked to do so by the organisation that created the link.
Aliases
Because our site is third party data compliant, we screen
out County Court Judgment (CCJ) records that do not exactly
match the details you have provided — for example a
CCJ for Jenny Smith recorded in the name of J Smith at the
same address would not be listed by us.
If any names are shown on your credit report that you have
never used, you should contact the company listed as providing
the other name, or write to the credit reference agency and
they will investigate the matter and make any necessary changes
to your report.
Furthermore, the credit reference agencies have removed all
family financial information from the credit reports they
send to people. If you believe that information about someone
you are financially linked to is the reason for you being
refused credit, you might want to ask them to apply for their
own credit report. Of course, they do not have to order their
report or show it to you
The credit reference agencies that Verifile uses:
- Experian Consumer Help Service, Experian Ltd, PO Box 8000,
Nottingham, NG80 7WF
- Equifax plc, Credit Report Advice Centre, PO Box 3001,
Glasgow, G81 2DT
- Call Credit, Consumer Service Dept, Park Row House, Leeds,
LS1 5JF.
Q: How does the Criminal Records
Check work?
A: Simply read our quick guide specially designed to help
you: Understanding
how a Criminal Records Check works
Q: How do I complete a disclosure
application form in conjunction with a Criminal Records Check?
A: Simply read Your
guide to completing a Disclosure Application Form which
provides clear help and guidance. |